Banks are going crazy — what’s next? — In the last few weeks, it was basically impossible to avoid news about banks collapsing, being taken over by governments, larger banks trying to help smaller banks and bigger banks buying smaller banks. It all started because someone pointed out that a theoretical run on the deposits that companies and…

Storm in the water glass — My readers here know that I am writing about real estate investing and money is an important component of it. For the last 10 days, I have been observing the panic that developed around SVB also known as Silicon Valley Bank. Contrary to many observers I have a different opinion…

A review of options When we are discussing investments in real estate it was all about the price, the performance, and how much we can rent it for. That’s until 2022 came around and the FED decided to double interest rates. Ever since it has been a roller-coaster ride mainly…

What’s gained in value and what hasn’t. — As I am getting older, I realize that time seems to speed up. Is that really true? Probably not but what used to take some time to accomplish is not almost instantaneous. Communication used to include writing letters that could take a week or sometimes longer to reach the destination. …

Location, Location, Location As we are developing and begin executing our plans for 2023 we all see headlines like these:

How can you beat the trend? This week Valentine’s Day, a day of appreciation is upon us again and I was curious how people think about it in 2023. The doom and gloom about a recession, high inflation and sky-high Fed interest rates could give a foul taste. …

What is the true meaning of philanthropy? Philanthropy can be defined in many ways. The word comes from Greek, meaning “love for humanity.” Modern definitions include the concept of voluntary giving by an individual or group to promote the common good and improve the quality of life. Researching and summarizing…

People answering a fundamental life question — I have been spending more time in Europe recently but also traveled extensively in South America and once to UAE. When I am on these trips, especially when they are for business reasons, I have had a great opportunity to speak with other people who live or have lived in…

Financial advisors only have one approach, and it can kill your dreams. — A few days ago, I came across an article on Market Watch that discussed an issue I believe we will see more and more going forward. It’s not just because markets are not going up for some time anymore and probably won't in the next few years, but also because…